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Will requirements in Kentucky

To make a valid will in Kentucky, you must be at least 18 and of sound mind, and you must sign it in front of two witnesses, unless the entire document is in your own handwriting. A notary is not required to make the will valid, though a separate self-proving affidavit, signed later before a notary, saves your witnesses from testifying at probate. Kentucky also authorizes electronic wills, signed and witnessed online, one of a small group of states to allow that.

Jurisdiction fact sheetKentucky
Minimum age
18
Witnesses
2
Notarization
Not required
Self-proving affidavit
Yes, a separate notarized document
Handwritten (holographic) wills
Recognized
Electronic wills
Recognized
Property system
Common law, with an optional community property election
Last legal review: April 2026Myend vetted jurisdiction rule set

Who can make a will in Kentucky

Kentucky asks two things of you before a will counts: you must be at least 18, and you must be of sound mind at the moment you sign. Sound mind is a working standard, not a medical one: you know what you own, who your family is, and what your will actually does with it.

Signing your will in Kentucky

  1. You sign

    You sign your will, or direct someone else to sign it for you, in your presence and at your direction.

  2. Two witnesses sign

    Unless the entire will is written in your own hand, two credible witnesses sign it in your presence and in the presence of each other. Choose adults who inherit nothing under the will, so no gift can later be second-guessed.

  3. The affidavit

    Optional but useful: a self-proving affidavit, sworn by you and your witnesses before a notary. It lets a Kentucky court accept your will later without tracking anyone down to testify it is genuine.

Testator
Witness one
Witness two

Handwritten and electronic wills

Kentucky recognizes a fully handwritten will. Write and sign the entire document yourself, and it needs no witnesses at all; mix in a single typed line, and the ordinary two-witness rule takes over for the whole document. Kentucky has also authorized electronic wills, a will signed and witnessed entirely online, under a 2026 law that requires both witnesses to be Kentucky residents, physically located in the state, watching the signing in person or by video.

Both paths are real and legal here. Myend takes the older, plainer route: you build your Kentucky will online, then print it and sign it on paper with two witnesses, the form every state, Kentucky included, has always accepted. See how Myend’s Last Will works.

Property and your spouse

Kentucky is a common-law property state by default, so what you hold in your own name is yours to leave as you choose, with one long-standing limit. A surviving spouse’s protection here comes from the older dower tradition rather than a single flat fraction of the estate. A spouse who is left out of a will can renounce it and claim a statutory share of the estate instead, so you cannot fully disinherit a spouse with a will alone.

Married couples also have an option most never use. Kentucky is one of only five states, alongside Alaska, Florida, South Dakota, and Tennessee, that let a couple elect into community property treatment for specific assets instead of leaving everything under the common-law default. It takes a deliberate election to set up. It does not happen on its own.

Your executor

Kentucky calls the person who carries out your will the executor. You can name almost any capable adult, with one real limit: if that person lives outside Kentucky, they must be related to you by blood, marriage, or adoption, or be the spouse of a relative. A trusted friend or unrelated caretaker across state lines cannot serve, however much you trust them. New to the role? Start with what an executor actually does.

If someone challenges the will

Kentucky takes no-contest clauses seriously. If your will disinherits anyone who challenges it and loses, Kentucky courts enforce that clause largely as written, a rule built by case law rather than a statute the legislature passed. Kentucky does not carve out a broad, statutory good-faith exception the way many other states do. Write these clauses with care, and know that a family member who suspects something is wrong may think twice before raising it.

If you do not make a will

Without a will, Kentucky’s default succession laws take over and hand your estate to a set line of relatives, whether or not that reflects what you actually wanted for the people in your life. Unmarried partners, stepchildren you raised as your own, and close friends typically have no place in that line, however central they were to you. A valid will is how you put your own decisions ahead of the state’s default order. See what happens if you die without a will.

What is different about Kentucky

The same 2026 law let Kentucky sign a will over video and rewrote what a surviving spouse inherits when there is no will at all.

Two changes took effect in Kentucky on the same day. Since July 15, 2026, Kentucky has allowed a will to be signed and witnessed entirely online, one of just sixteen jurisdictions to authorize that. The same 2026 act also reworked the dower-derived share a surviving spouse takes when someone dies without a will, a rule descended from one of the oldest forms of spousal protection in American probate law. One of the oldest ideas in the law and one of the newest ways to sign a will took effect on the same day, from the same act.

Kentucky layers on a third option most states skip entirely: married couples can elect into community property treatment for specific assets, a choice only Alaska, Florida, South Dakota, and Tennessee also offer, instead of leaving everything under the common-law default. And Kentucky still honors a will written entirely in your own hand, no witnesses required, a rule that predates all of it. Old, new, and optional sit side by side here in a way few other states attempt.

Common questions

Does a will have to be notarized in Kentucky?
No. Kentucky’s requirement is two witnesses, or none at all if you write the entire will out by hand. Notarization sits outside both routes. It belongs to the self-proving affidavit, sworn before a notary after the will is finished, and that is the document that means your executor may never have to find your witnesses.
How many witnesses do I need for a Kentucky will?
Two, unless the entire will is written in your own hand. A typed will, or one with any typed portion, needs two credible witnesses who watch you sign and then sign it themselves, in your presence and in each other’s.
Is a handwritten will legal in Kentucky?
Yes. If the entire document is in your own handwriting, Kentucky does not require any witnesses at all. Add any typed text, and the ordinary two-witness rule applies to the whole document.
Can I make my will online in Kentucky?
You can build it online, and Kentucky has gone further than most states and authorized fully electronic wills, signed and witnessed over video. Myend still prepares the plainer version: you build your will online, then print and sign it on paper with two witnesses, the form every state, Kentucky included, has always accepted.
Do I need a lawyer to make a will in Kentucky?
No. Kentucky imposes no such requirement. A lawyer earns the fee when the estate is complicated, when a business or a farm is involved, or when you expect the will to be challenged, and not much before that.
Can I disinherit my spouse in Kentucky?
Not fully with a will alone. Kentucky lets a surviving spouse renounce the will and claim a statutory share of the estate instead, a right rooted in the state’s older dower tradition. That renunciation right was not changed by Kentucky’s 2026 reforms, which updated the spousal share that applies when someone dies without a will.
Can my executor live out of state in Kentucky?
Only if they are related to you by blood, marriage, or adoption, or are the spouse of a relative. An unrelated friend who lives outside Kentucky cannot serve as your executor, however well you know them.
What happens if I die without a will in Kentucky?
Kentucky’s default succession laws take over and hand your estate to a set line of relatives, whether or not that reflects what you actually wanted for the people in your life.

Sources and review

Legal sources
  • KRS 394.020Who may make a will: 18 years of age and of sound mind
  • KRS 394.040Requisites of a valid will: two witnesses unless the will is wholly in the testator's own handwriting
  • KRS 394.225Self-proved will: an affidavit sworn before a notary, separate from the will itself
  • KRS 394.706Execution of electronic wills: two Kentucky-resident witnesses, effective July 15, 2026
  • KRS 391.010 / 392.020Dower-based share a surviving spouse takes in an intestate estate, updated by 2026 Ky. Acts ch. 134 (SB 50), effective July 15, 2026. These sections govern intestate succession, not the renunciation of a will
  • Kentucky case lawNo-contest clauses enforced largely as written
  • KRS 395.005Who may be appointed as fiduciary; a nonresident executor must be related by blood, marriage, or adoption

Generated from Myend's vetted jurisdiction rule set. Last legal review: April 2026. General information, not legal advice.

Kentucky's neighbors

Cross the state line from Kentucky and the answers change, sometimes completely.

A will built for Kentucky's signing rules

Myend prepares your Kentucky will for two witnesses and an optional self-proving affidavit, in plain language, whether or not you ever touch the state's new electronic option.