So much of daily life now lives behind a password: email, banking, social media, streaming subscriptions, photo libraries, even the lock screen on your phone. If something happened to you tomorrow, would the people you trust be able to get into any of it? For most families, the honest answer is no — and that’s exactly the gap your Myend Vault is built to close.
The Vault is where you store the credentials and access details for your digital accounts, alongside clear instructions for what should happen to each one. It’s encrypted with AES-256 encryption and locked client-side, meaning your entries are scrambled on your own device before they ever leave it. Nobody at Myend can read what’s inside, and nothing you store is ever used to train AI. Only the people you specifically choose — your Legacy Contacts — can ever see it, and even they can’t get in while you’re alive.
What belongs in the Vault
Anything with a login or an access code is fair game. Myend organizes Vault entries into categories, so it’s easy to see what you’ve covered and what’s still missing:
- Email accounts — often the master key to everything else, since most “forgot password” links go through email.
- Banking and financial logins — bank accounts, investment platforms, and crypto wallets.
- Social media — Facebook, Instagram, and other accounts your family may want to close or memorialize.
- Websites and subscriptions — anything billed monthly or yearly that someone will need to cancel.
- Computers and phones — unlock codes for the devices themselves, which often hold everything else.
- General passwords and other logins — Wi-Fi passwords, safe combinations, and anything else that doesn’t fit neatly elsewhere.
If an account uses two-factor authentication, add the recovery codes too — without them, even someone with the right password can get locked out.
A note on crypto
Cryptocurrency deserves special care. Private keys and seed phrases are the only way to access a crypto wallet — there’s no customer support line to call, no password reset. If a seed phrase is lost, the funds are gone forever. If you hold any crypto, make sure the recovery details are in your Vault, not just in your head.
Tell Myend what should happen to each account
Storing the login is only half the job — the other half is deciding what you actually want done with it. For every Vault entry, you can assign a death action:
- Delete — remove the account entirely.
- Memorialize — keep it as a memorial page (Facebook and Instagram both support this).
- Full access — hand the account over completely to your trustee.
- Extract data — download photos, files, or other data before the account is closed.
- Extract funds — withdraw money or crypto before closing the account.
- Special request — leave custom instructions for anything that doesn’t fit the standard options.
You can also assign each entry to a specific contact, so it’s clear who is responsible for closing your email versus who should deal with your bank account. This turns the Vault from a simple password list into a real set of instructions — the difference between your family guessing what you’d have wanted and knowing exactly what to do.
Who can actually get in — and when
While you’re alive, the Vault is yours alone. No one — not family, not Myend staff — can see what’s inside. Access only opens up for the Legacy Contacts you’ve chosen, and only once all of the following are true:
- They have their Access Key.
- Their email is verified.
- Your Proof of Life check-ins have lapsed.
Proof of Life is Myend’s automated check-in system: you confirm you’re okay on a schedule you set, and if you stop responding, Myend escalates — gentle reminders first, then notification to your Legacy Contacts. Nothing unlocks by accident, and nothing unlocks early. Choose Legacy Contacts you deeply trust with this level of access — usually a spouse, an adult child, a sibling, or a close friend. You can name more than one.
A word of caution
Never type an actual password into a chat with Justine, Myend’s AI planning companion. Justine can help you think through which accounts to add and what should happen to them, but the password itself should only ever be entered directly into the secure Vault form on your device.
Getting started
You don’t need to catalog every account in one sitting. Start with the ones that matter most — email, banking, and any account you’d hate for your family to lose access to — and build from there. The Free plan includes a 10-document vault, enough to try it out and see how it fits into the rest of your plan. Starter unlocks PDF export, so your Vault instructions stay usable even outside the app.